Research of network payment system based on multi-factor authentication

Jiang Yuyan and Li Changxun

Abstract

With the increasing popularity of e-commerce, its safety performance have also been extensive attention, along with a need for a safe and efficient authentication system. This paper analyzes the main currently used authentication method, According to the defects present a combination of USB Key, static password and the new dynamic password authentication method of payment systems, which have greatly improved the security of online payment.